Police enquiries ongoing after Ayrshire bank fraud cases

Officers have issued an urgent warning to OAPs in the area - and other members of the public - to be on their guard following the attempted fraud cases.

In the last five weeks, two men and two women in their 70s and 80s have been the victims of banking scams where fraudsters have tried to steal four and five figure sums of money.

On each occasion, they realised it was a scam and did not withdraw or transfer cash.

Police say that in these cases, the scammers typically contact their victims by phone at home and claim to be police officers or bank staff.

They say they have concerns regarding fraudulent activity on their account and ask them to assist with their investigation.

They convince the caller they are genuine, then ask the victim to visit their bank or a foreign exchange bureau to withdraw pounds or Euros that can be collected by the fraudsters.

Detective Inspector Craig Gilmour said: “Enquiries are being carried out by a team of specialist officers to identify those responsible.

"I would like to highlight this scam and ask people to please be vigilant. I urge everyone with an elderly relative or neighbour to make them aware of this type of fraud.

“Police officers or your bank will never ask you to transfer money to another account or withdraw money from your account. They will never ask you to disclose personal financial information.

“These callous criminals prey on the most vulnerable people in our communities. They go to great lengths to appear legitimate, including having your personal details.

"In some cases, the victims, thinking they are assisting with a police investigation, are left extremely upset and distressed when they find out they have been the victim of fraud.

“If you receive a call of this nature, do not engage with the caller and hang up. It is a scam. If you’re unsure, take a few moments to think. Note the caller's telephone number, hang up and contact police on 101.”